Banking & Finance

KNM & Partners offers comprehensive legal advisory and transactional support in banking and finance, providing clients with commercially viable and strategically structured solutions. The Firm’s banking and finance practice is known for its deep understanding of India’s evolving financial ecosystem, regulatory frameworks, and sector-specific nuances. The Firm works closely with domestic and international banks, financial institutions, NBFCs, investors, and corporate borrowers to navigate complex financing structures, mitigate risks, and ensure regulatory compliance.

The Firm’s services span a broad range of financing transactions, including project finance, infrastructure finance, syndicated loans, working capital facilities, structured finance, and asset-based financing. The Firm supports clients through all stages of financing transactions – from structuring, documentation, due diligence, negotiation, and security creation to disbursement and post-closing compliance. With significant expertise in cross-border lending, external commercial borrowings (ECBs), and trade finance, the Firm assists clients in adhering to foreign exchange and RBI regulations while facilitating seamless global financial transactions.

The Firm also advises clients on regulatory compliance with the Reserve Bank of India (RBI), SEBI, and other financial regulators, ensuring that clients remain fully compliant with applicable banking, securities, and financial services laws. The Firm has a robust track record of representing clients in debt restructuring, refinancing, and distressed asset transactions, including advisory under the Insolvency & Bankruptcy Code (IBC). With a solutions-driven approach, the Firm ensures that clients receive practical, timely, and commercially sound legal advice that addresses the complexities of the banking and finance landscape.

Advisors at KNM & Partners

Competencies

Advising on structuring, negotiating, and documenting lending transactions, including syndicated credit facilities, term loans, and working capital.

Supporting financing of large-scale infrastructure and industrial projects, ensuring risk allocation and regulatory compliance.

Assisting in restructuring debt obligations, advising on refinancing options, and representing debt recovery actions.

Advising on cross-border financing, including ECBs, trade finance, and offshore borrowings.

Structuring asset-backed financing deals and advising on securitization transactions.
Advising on RBI, FEMA, SEBI, and banking regulations, ensuring adherence to financial laws and regulatory filings.
Advising financial institutions and FinTech companies on digital lending, payment systems, and regulatory technology (RegTech).

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